Buying a Home After a Foreclosure

Buying a Home After a Foreclosure


It is common for homeowners who’ve lost a home to foreclosure to feel a certain sense of defeat—and even a little fear—when it comes to trying to buy another home. Frankly, nobody wants to default on their mortgage and lose possession of their home even once, let alone think about going through it again.

But once the market conditions, personal circumstances or financial situation that led to a homeowner going through a foreclosure change, there is hope for buying another home. The bottom line is that buyers who’ve gone through a foreclosure should be prepared to do a little more work and show a little more proof that they are financially ready to own a home again.

Here are five things to expect when buying a home after a foreclosure:

1. There might be a waiting period.
If you’ve gone through a home foreclosure, the chances are good that you won’t be ready to turn around and buy a new home within months or even a year or so. The reality is that you likely wouldn’t be able to do so anyway. Lenders typically require buyers who’ve gone through foreclosure to wait anywhere from three to seven years before trying to purchase a new home. This waiting period gives buyers plenty of time to bounce back and improve whatever financial circumstances led to their foreclosure.

2. You’ll need to prove your financial situation has improved.
As buyers look to purchase a home after a foreclosure, they can use a waiting period to improve their financial situation. Like other home buyers, this is the time to work on paying down debts, saving money and improving your credit score. Because any lender will be aware of a previous foreclosure, buyers who want to purchase a home again might have to show several months of cash reserves on hand, whereas other home buyers might not be required to provide such stringent financial proof to qualify for a mortgage.

3. You should be able to explain any financial hardships.
Buyers who are trying to purchase a home after a foreclosure can expect to provide increased documentation. Foreclosures can happen to anyone, and lenders do understand that. But that doesn’t mean your lender won’t want to know about your personal experience when it comes to going through a foreclosure. Be prepared to explain whether it was a job loss, medical issue, market conditions or other circumstance that led to your foreclosure. It might be hard to talk about the situation, but it could help you qualify for buying another home.

4. You might need to shop around for the right lender.
This is advice given to every home buyer, but it is particularly true for buyers who have been through a foreclosure. If one lender won’t offer you a mortgage, shop around for another – and another if you need to. Every borrowing institution has varying requirements when it comes to loan approval. Don’t be discouraged if the first lender you seek out is not willing to offer you a loan.

5. You could face a higher interest rate and down payment.
When you are shopping around for the right lender after a foreclosure, you might notice that the terms offered differ from those offered for other buyers. You could be required to pay a higher interest rate or provide a larger down payment in order to purchase another home. This is another reason why a longer waiting period can help you better prepare for buying again. You’ll have more time to save money for any additional mortgage requirements you might face.


10 Home Renovation Trends That Could Hurt Future Sales

10 Home Renovation Trends That Could Hurt Future Sales


Spring is the time for many major home remodeling projects. From installing new flooring to upgrading your porch or patio to any other number of home upgrades, warmer weather seems to signal the perfect timing for making renovations.

We also know that spring is a prime time for selling a home. While many buyers love a few upgrades, it pays to choose carefully when it comes to your renovations. Why? The design choices you make might not align with every buyer’s taste, which could hurt your potential for selling in a competitive market.

Here are 10 trendy renovation choices to avoid if you’re planning to sell your home in the future:

1. Overdoing it in the kitchen. Yes, granite countertops are appealing to many buyers. However, high-end appliances might not increase your resale value as you would hope. Sure, they are great if you’re planning to use them for the long term, but they probably won’t give your home an edge over others on the market.

2. Being overly bold with your paint choices. Who doesn’t want to follow current trends when it comes to paint colors? But if you’re going bold in a lot of parts in your home, you could be creating more work for yourself when it comes time to sell. Loud paint colors can be covered up, but it can be a time-consuming and costly process.

3. Forgetting about your curb appeal. Don’t get so caught up in renovating the interior or exterior of your home that you forget about your lawn and landscaping. Remember, your curb appeal is one of the first things that buyers notice about your home. Give it proper attention when you’re making renovations too.

4. Leaving out lighting. Like finely pruned landscaping, great lighting can be an awesome selling point in a home. So, if you’re doing a major design overhaul in any room, don’t forget about upgrading your lighting. Whether it is a new fixture or adding energy-saving bulbs, good lighting can increase your home’s appeal when it comes time to sell.

5. Buying on impulse alone. Typically, there are many parts to a remodeling project. Think about a kitchen renovation. You might choose new flooring, cabinets, countertops, appliances, and hardware. Be sure to coordinate your choices so that you’re creating a fluid look throughout the project. Otherwise, your result could be disjointed and even unappealing to buyers.

6. Only focusing on appearance. Together with coordinating design choices is making sure that your stylistic upgrades are supported by structural renovations too. It is one thing for your home renovation to look good, but if it negatively affects your home’s structure, it could cost you far more money – and a potential home sale – in the future.

7. Skimping on good materials. During a home renovation, you want to get the most for your money. But that doesn’t mean you should buy cheap materials simply to achieve a certain look. While they might be appealing at first, lower quality materials probably won’t last, which could cost you more in the long run.

8. Choosing the cheapest contractor. Like good materials, a good contractor can make your home renovation project last. When you’re ready to renovate, be sure to choose a reputable contractor. Otherwise, you could be paying for repairs – or a total redo – when it comes time to sell.

9. Thinking you don’t need a permit. This is especially true if you’re completing your spring home renovation projects by yourself. Be sure to check local regulations before demo day. If you make renovations without a needed permit, you could be fined or even asked to tear down your work!

10. Being the biggest home in the neighborhood. Finally, remember that while your renovations are meant to add beauty and value to your home, they do not need to make it the showiest home in your neighborhood. In fact, if your home is the biggest or most expensive in your neighborhood, you might not recoup your investments when you go to sell.

The bottom line when it comes to your spring home renovations: be sensible if you’re planning to sell in the future.


Mortgage Misunderstandings

Mortgage Misunderstandings That Can Cost You


The spending season is upon us. But that doesn’t mean you should be spending in excess everywhere you go. Just like you may be waiting for the best deals on those perfect holiday gifts, you also should be aiming for the best deal if you’re shopping for a home mortgage.

Unfortunately, just like the flurry of holiday sales can have you confused about what price is best, a few mortgage misunderstandings could confuse you also. Today, we’re debunking five common mortgage misunderstandings that could be costing you more money.

1. “I don’t need loan pre-approval to find the right home.”
Beginning to look for a home before you know what you can afford actually can cost you a lot more than just money. It could cost you the home of your dreams. In today’s competitive market, buyers who take the time to gain loan pre-approval before they begin searching for a home are seen as more credible than those buyers who just start looking. So, if you fail to gain mortgage pre-approval and happen to enter into a bidding war with a buyer who has already secured that lender “OK,” you may lose out on a home that seems to be just perfect for you.

2. “As long as I’m approved, my credit score doesn’t matter.”
When you go to buy a home, of course, mortgage approval is your main concern. So, if you know you have a credit score that is good enough to get your mortgage approved, you may not be worried about trying to boost it just a bit higher. But, in fact, you should! A higher credit score often means a lower interest rate, which means lower payments throughout the course of your mortgage. Ultimately, that means you pay less for your home. Your credit score matters – a lot!

3. “Once I’m approved, I can stop looking for a mortgage.”
Though gaining initial loan pre-approval is an immensely satisfying feeling, it does not mean that you can stop shopping around. If you do, you could miss out on the best rate. Instead, you can take that initial pre-approval and continue shopping for a better rate with peace of mind, knowing that your mortgage can only get better!

4. “My home only costs as much as my mortgage payment.”
Once you gain loan pre-approval, you may begin to try to determine what your monthly mortgage payments will be. But don’t be fooled into thinking that estimated payment will be the only monthly expense associated with your home. You need to include property taxes, insurance, and possible homeowner association fees as well. When you add in those necessary extras, you need to make sure you’re not pricing yourself out of your available budget.

5. “I don’t need to put 20% down on my home.”
Frankly, you’re right. You don’t. But this mortgage misunderstanding certainly can cost you. If you choose a conventional loan that is lenient when it comes to your down payment, you’ll probably be paying a little extra in other places. It is likely you’ll need to pay for private mortgage insurance, or PMI. You’ll also likely face a higher interest rate than a buyer who is willing or able to put more money down. If you can afford to put the entire 20% down on your new home, save somewhere else by making that payment


6 Housewarming Party Tips!

6 Housewarming Party Tips


In the process of moving into a new home? Well, don’t forget to christen your new space with a housewarming party! We know, we know, the last thing you may feel like doing when you’re in the middle of unpacking boxes and setting up your new home is entertaining. But you may be pleasantly surprised by how it feels to take a minute, welcome a few friends, meet a few neighbors, and gaze at your new purchase.

And, trust us, when you throw a housewarming party, your friends and neighbors are not expecting your new home to look perfect, but you can bet they are excited to get a first look at your new space! Need some motivation to get your boxes put away and at least a bit of décor up on your walls? Here are five tips for throwing an awesome housewarming party:

1. Get Planning
Decide on a date and time for your party. Once you set the date, determine your guest list and send out your invites. Use regular mail, email, or social media to get the word out. Remember, it is customary for guests to bring a gift to a housewarming party, so if you prefer that your guests just come to have fun, be sure to indicate that in your invite.

2. Choose a Theme
Here is where you can have a little fun before your party even starts. When it comes to housewarming parties, you can host anything from a casual backyard BBQ to a fancy dinner to an unpacking party—yes, you could put your guests to work when they come to the party!

3. Include a Tour
Just as guests pretty much plan to bring a gift to a housewarming party, they also plan on receiving a tour while they’re there. Of course, you can keep it traditional and simply parade guests through your home to show off the new space. But you also have a unique opportunity to add to the fun of your event. Offer up a non-traditional tour by creating a scavenger hunt through your new home. Deciding between a few colors in certain rooms? Let guests weigh in while they’re on tour!

4. Let Guests Help
In addition to asking guests to weigh in on paint colors or décor while they’re in your new home, you also can rely on them to help with the night’s menu. Plan to provide the main course, but let guests bring their favorites when it comes to appetizers, desserts, or drinks. This is a great way to beef up your recipe collection or stock your bar, too!

5. Invite Guests Back
The best way to end an awesome housewarming party? Don’t let the memory-making stop. You can ensure your new home is always full of fun and friends by giving your guests a way to remember how to find you. Send your housewarming party guests home with a memento that includes your new address. Anything from personalized post-its to custom-wrapped candy bars can include your address. Get creative when thinking about how to send your guests home after your party.

6. Don’t stress yourself.
A final tip for hosting a great housewarming party? Don’t stress. House cleaning and care are all a part of being a homeowner. If those tasks don’t get perfectly done before your party, it is OK. Remember, your guests are interested in seeing your home, but above all, they’re there to support you in your new venture!



8 Things To Do Before You Move In

8 Things To Do Before You Move In


How exciting! The home has been purchased; inspection is done, and the closing date is set. Now what? It can be overwhelming to think about the packing and moving, especially when there are some things to consider at the new home. Here is a list of 8 items to take care of before moving to make it a little easier.

1. Turn on your utilities
In order to make any repairs, clean, or really do anything in the new home before you move in, utilities need to be turned on. While you may not need cable TV or internet, you’ll want to at least make sure you have water, electricity, and gas working.

2. Take care of any necessary repairs from the inspection
Your inspector may have found some items worth taking care of right away during the home inspection and depending on what the agreement is, you may need to fix them after closing on the house. Prior to moving in, try and fix as many of the big-ticket items as possible. This will be one less thing to deal with after you move in. This is especially true if the repairs have anything to do with plumbing, electrical, or roofing.

3. Deep clean the entire house
The sellers may have hired cleaners or attempted to clean the home themselves, but it is always best to deep clean the house. Some people may opt to do this themselves, but there’s nothing wrong with hiring a professional cleaning service. This will ultimately save a lot of time. Some areas of the home to pay close attention to are cabinets and closets, flooring, appliances, and bathrooms. Make sure that the floors inside of closets are thoroughly cleaned and that any shelving in closets, pantries, or cabinets is wiped down. When it comes to flooring, you’ll want to hire a professional carpet cleaning service and evaluate hardwood, laminate, or tile flooring to see if it needs any extra TLC. In addition to that, consider changing the toilet seats.

4. Add any additional storage, shelving, or built-in features you want
If you purchased the home knowing that you were going to want additional shelving, cabinets, or storage, it’s best to get all of these items added and built out before you move in. This means that when you do move, you’ll be able to put away all of your things instead of leaving boxes to get unpacked after your new shelves are complete. It’s much easier to have this type of construction handled before you move in and have to worry about convenient scheduling and potentially moving your personal belongings.
This particular point is also true for new home buyers. If you purchased a new home build but knew that there were custom design options the builder would not include, the best time to add them is before you move into your new home. This is also true of any flooring changes.

5. Complete all interior paint if necessary
If you are planning on changing or even just touching up the existing paint in your new home, it’s best to get this done prior to moving in all your furniture and possessions. It will make the process significantly easier for both you and the painters if they do not need to worry about moving and covering furniture. Make sure you do this after any additional construction, but before you put in new flooring or have the existing flooring cleaned.

6. Call in the exterminator
If you’re already aware of some type of pest problem it’s an especially good idea to call these guys before you move in, but even if you’re not, it’s never a bad idea to have pest control come out and spray your yard and home. If you have pets, it will be significantly easier to have them come before you move in, plus it gives their extermination methods a little time to start working before you move in.

7. Reset your garage door code
More than likely the previous owners of the house gave you all the garage door openers, but in my opinion, it never hurts to reset the code just to be extra sure that no unwanted visitors will be coming in through the garage.
This is also a good idea for new home build owners. Even if you’re putting a brand-new garage door opener in your garage, make sure to reset or change the code. Often the codes are not changed after the opener is installed and having the manufacturer default code is never the best security practice.

Finally (and probably the most important step):

8. Change your locks and keys
This is probably one of the most important things to do before you move into your new house, and it should be taken care of last on this list. During the home selling process, keys are given to many different people like handymen, inspectors, and real estate agents to name a few, and in addition, homeowners typically provide backup keys to either close friends and family or even neighbors or house sitters. So even though you were provided “all” copies of your new keys at closing, you never know who might still have an extra copy. After you have finished all necessary repairs, cleaning, and construction, hire a locksmith to change your locks to ensure that only you have a copy of your new house keys.






8 Ways to Use Synthetic Turf to Beautify Your Yard


Choosing between installing artificial grass, also known as synthetic turf, and natural grass can be a difficult decision for some homeowners. While you may be drawn to natural grass for its feel and organic look, there are a number of benefits to choosing synthetic turf that may make you think twice. If you are too busy to upkeep your lawn, turf provides less maintenance and a longer lifespan compared to traditional grass. It’s also typically created from recycled materials, comes in a variety of textures and colors, and even has the potential to increase your home value.

In some locations, it might even make sense to install artificial grass over natural grass. For example, if you live in a city that has a hot and dry climate, having turf can prevent your lawn from wilting and dying due to the amount of sun those cities get annually. However, if you’re set on using natural grass for your lawn, there are still many creative and aesthetically pleasing ways to incorporate artificial grass into your lawn. Here are 8 ideas on how you can work with a synthetic turf company to beautify your yard.

1. Install a synthetic turf golf green
our short game is just as important as your long, so installing an artificial grass putting green is the perfect way to get some practice without leaving your home. Golf greens are easy to install and can be customizable. Typically, they are around 1,000-1,500 square feet. For best results, source out an area that is flat, has minimal bumps and extrusions, and gets just the right amount of sunlight. A local turf company can then help excavate, cut, and install the artificial grass and holes. Finished with the proper landscaping, golf greens can serve as a stunning backyard feature that is both aesthetic and fun for the whole family.

2. Build a dog area for play and potty time
If you own a dog and live in a small place like an apartment, having a synthetic turf potty pad for your dog can be a great solution. Typically, they are built with short bristles for cleaning and a drainage system to catch urine. Turf doggy mats are versatile in size and can fit on a sunroom, patio, terrace, or balcony. They are especially great for training puppies or older dogs with bad bladder control. When not in use, synthetic turf potty pads blend in to look like a patch of grass. Not to mention, it saves your real grass from developing brown spots.
If you have the outdoor space, you can use turf to create a play area for your pet. Pet-friendly synthetic turf is a great option if you are trying to keep your dog away from natural grass chemicals. Installing artificial grass for pets also helps prevent fleas and ticks, worrying about patches and brown spots, and digging unwanted holes. Give your dog the ability to roll around in the grass without the worry of getting sick.

3. Use synthetic turf walls and dividers for privacy
Fences can be an eyesore. However, they are critical for privacy and to keep intruders out. Installing artificial grass fences or hedges is a great way to maintain privacy, while also elevating the look of your backyard by adding greenery. If you are looking for flexibility, some individual paneled artificial grass fences come on rollers that can be used to section certain parts of your yard if you are hosting a garden party or small get together.

4. Make an entertainment area for backyard hangouts
Do you love to have people over for bonfires, casual wine nights, or backyard parties? Maybe you want to kick your feet up by the fire while you sip on a glass of wine. If you are worried about your feet suffering from uncomfortable surfaces, installing artificial grass around your bonfire pits and patio is a comfortable and stylish solution. Section off a small area, place patio furniture on top, and enjoy a relaxing hangout area on the turf.

5. Create an elegant driveway
For a touch of added elegance, use synthetic turf in between your driveway to bring in patterns and color to the exterior of your home. Real grass can become compact due to the weight of a car. Installing artificial grass between flagstones or concrete can make your driveway pop and always looks fresh.

6. Cover your outdoor furniture with synthetic turf
If you’re tired of boring patio furniture, a fun and unique way to include synthetic turf in your backyard is by purchasing turf-covered furniture. These pieces are designed for outdoor living, are low maintenance, and can be left outside year-round. They are a great way to blend nature with your home and can be designed to look good under a deck, gazebo, fire pit, or play area.

7. Design a multipurpose sports field
For the athlete looking for a way to get some practice in, installing an artificial grass sports field in a larger backyard can get you the training you need without having to go to the local park. Multipurpose sports fields can be used for soccer, lacrosse, or even spikeball whether you want to increase your skills or just get a friendly game in.

8. Construct a playground
When constructing your playground, safety will likely be top of mind. In that case, you’ll want to choose a surface that has some cushion to it and is free of chemicals. Synthetic turf is a great alternative to wood chips or gravel, as it has a soft texture and natural aesthetic feel. You can even include a shock pad underneath turf to reduce fall injuries.


4 Inspiring Kitchen Upgrades

4 Inspiring Kitchen Upgrades Trending Now


4 Inspiring Kitchen Upgrades Trending Now

For many households, the kitchen tends to be one of the most-used spaces in the home. It’s where you cook, entertain and have family dinner. And even when it’s not mealtime, the kitchen often becomes a gathering place for snacking, doing homework and spending time together.

Does your current kitchen live up to your expectations and meet your needs? If not, it’s time for a few upgrades. For inspiration, take a look at these trending renovation and remodeling projects.

  1. Mix open shelving with functional hidden storage. Open shelving is big these days, but it’s not the best option for everyone. Mixing open shelves with hidden storage often makes more sense (especially if you have a lot of stuff to store). For the best of both worlds, consider pull-out drawers beneath your cabinets, revolving trays inside the closed-off areas, and tables with built-in storage compartments.

  2. Opt for bold colors on cabinets. White kitchens had their moment, but bolder hues are becoming more popular now. You’ll probably start seeing more greens, purples and blues — brighter and deeper tones that really catch the eye and show off some personality.

  3. Choose unique flooring. While sleek stone and tile will always be in, today’s designers are also getting creative with unique flooring choices. They’re mixing up light and dark woods, opting for herringbone patterns, and using reclaimed wood to add character.

  4. Go multipurpose. The kitchen isn’t just for eating and cooking. For many, it’s where we work remotely, log into virtual schooling, or even get our exercise in. Finding ways to make your kitchen more functional and useful to all family members is a trend that is sure to stick around.


Home Buying Misconceptions

5 Homebuying Misconceptions to Avoid


It’s common for both first-time homebuyers and experienced homeowners to feel overwhelmed by the process of purchasing a house. Plus, myths and misconceptions often make the experience even more confusing.

Myths like: Renting is cheaper than buying. You need a credit score of 700 to get a loan. You shouldn’t buy in a seller’s market. Have you come across any of these?

If you’re thinking of buying this year, don’t let these misleading ideas deter you from your goals.

Myth #1: You need a certain credit score. While mortgage programs do have credit score minimums, you’d be surprised at how low those go. With an FHA loan, you may be able to get financing with a score of 500. (Just know that your score may also affect the interest rate and terms of the loan.)

Myth #2: You should only buy during certain seasons or under certain market conditions. While competition may seem fierce lately, that doesn’t mean you shouldn’t buy a house. As long as you choose a home you can afford and one that will grow in value, it’s still a smart long-term investment. 

Myth #3: It’s cheaper to rent than buy. Home prices have been rising lately, but rents have jumped significantly, too. Since homeownership allows you to build equity and wealth over time, it’s important to crunch the numbers before assuming you’re better off renting.

Myth #4: You should get a mortgage from your bank. Your bank should definitely be on the list, but don’t limit your shopping to just them. Get quotes from several banks and lenders to ensure you get the best deal.

Myth #5: You should waive your inspection to win a bidding war. Waiving your right to an inspection might help you beat out other offers, but it can also come back to bite you. Inspections often reveal costly and even dangerous defects, and you’ll want to know about these before deciding to buy.

Have questions about buying or selling a home? Get in touch today.






Bathroom Wallpaper

How to Wallpaper a Small Bathroom


Calculate the square footage of the bathroom which was 300 square feet of walls to buy the correct amount of wallpaper. Example: A 300 sqft. bathroom will use about 6 rolls (56 sqft. each) of wallpaper. 

Materials Needed

  • Wallpaper

  • Paste brush

  • Scissors

  • Level

  • Adhesive

  • Utility blade

  • Metal Spatula

  • Plastic Spatula

Step 1: Cutting the paper

Measure from the top to the bottom of the walls and add 2 inches on top and bottom. Those extra inches will help when you are putting up the wallpaper and matching up the pattern.

Step 2: Drawing the Plumb Line

This is the line you have to draw vertically all the way around the walls to match up the wallpaper evenly. With a level on the wall draw the width of the wallpaper and the length as well, add one inch to the width.

Step 3: Keeping it Organized

With a pencil name each strip of wallpaper you cut with a letter from A-Z. This order will make it easier to match up the wallpaper. Make sure you are matching the patterns before you put it up.

Step 4: Pasting Wallpaper

Pour the adhesive in a paint tray. With a clean paint brush coat the walls with a thin layer of adhesive. It is easier to work with the width of just one strip of wallpaper at a time so you don’t have to rush.

Step 5: Putting Up The First Sheet

Start from the top and leave 2 inches on top and match the pattern. With a plastic spatula smooth out the wallpaper along with soft hands until all the wrinkles are gone.

Step: 6: Cutting The Extra Two Inches On Top

With a sharp utility blade and a metal spatula place the metal spatula at the edge and run the blade along the spatula so it cannot cut the wallpaper. Do this all the way along the extra paper until it’s all cut off.

Follow this pattern all the way around the bathroom space. If there are walls that are shorter just cut the strips in half to make it easier to move around.






Why Low Inventory is Good For Sellers

There is high buyer activity and a historically low number of houses for sale right now. The perfect time for homeowners to sell their house is when the demand for homes is higher than what’s available for sale. Here are a few ways that low inventory can help you get a great deal if you’ve been on the fence about selling your current home.

Better Seller Terms

When there is a seller’s market like there is today, it is much more like being in he driver’s seat when you choose to sell your home. The ball is in your court and you have the power to sell on your own terms because low inventory means less choices for buyers. Buyers are more likely to work with you if it means they can purchase a home in a market where they are hard to find.

Greater Investment Return

ROI is a major focus in real estate. As prices rise, homes gain value. This drives equity increases - in just the second quarter of last year, homeowners were gaining an average of $9800 in equity. Growth in equity can give you the ability to put that money toward a down payment on your next home.

Higher Prices

With buyer numbers high and seller numbers low, homebuyers are having to enter bidding wars for the houses they want. This competition drives up the price of your home - simple supply and demand! This is absolutely a seller advantage, and could potentially net you more for your house when you finally close the deal.






End Your Home Buying Journey On a Good Note

The homebuying experience can vary in length for everyone, but the ending should be smooth no matter how long (or short) it takes you to get to the finish line. Like with any process, there are some steps you can take to make the end much more seamless.

One of the first things you can do is to conduct a home inspection. These are typically performed after the seller accepts your offer to purchase their residence. At the time of inspection, a home inspector will perform a thorough walkthrough of the house and identify any potential problems. The home inspector then provides you with a report that details their findings.

To keep things moving smoothly, it is also important to be flexible. It would be great to be able to close on a home by a specific date of your own choosing, but sadly the homebuying process can be unpredictable with timelines. Delays can happen without notice and you need to be able to adjust your personal timeline accordingly.

The best way to make things move smoothly is to collaborate with a real estate agent. Navigating the homebuying journey is a process, and can require a great deal of work to get a house you love for a good price. By choosing to work with an agent, you can take a great deal of that weight off of your own shoulders. A real estate agent will do everything they can to make your homeownership dream come true and can help with the process they are trained to be experts of!




25 Cheap Ways To Upgrade Your Home

1. Add some character and add texture to your walls with peel-and-stick wall panels.

2. Create a charming accent wall with peel-and-stick paper.

3. Upgrade your countertops to faux granite with a DIY paint kit instead of spending a fortune to replace it.

4. Reseal all those cracks in your tub and tile with caulking and make your bathroom look new again.

5. Update recess lighting without doing any electrical work with magnetic shades.

6. Install crown molding to help make your home look historic and charming.

7. Adding a fresh coat of paint to get that pop of color (or get rid of it) will give your home a touch-up without costing you a fortune.

8. Get the stainless-steel appliances you've always wanted at a fraction of the price with paint.

9. Add privacy and a touch of elegance, and make your windows look super expensive, with with "leaded-glass" film.

10. Paint your cabinets to give your kitchen that just-remodeled feeling for pennies versus what it would cost to replace them.

11. Add a new tile backsplash to give your kitchen (or bathroom) that gorgeous custom look.

12. Add a medallion to your light fixtures to instantly elevate your ceiling game.

13. Paint your ugly vinyl floors to get rid of the eyesore without ripping up the floor.

14. Bulk up your baseboards with paint and extra trim instead of replacing them.

15. Install shelving systems in every room to add storage.

16. Upgrade the fixtures in your bathroom to give yourself a mini spa experience.

17. Swap the handles on your cabinets and drawers to update your kitchen.

18. Add a doorbell to your home if you don't already have one, or upgrade your current one.

19. Update light switches to give your home a fresh look and a tech upgrade.

20. Add some curb appeal and a pop of color by painting your front door.

21. Forget interior designers! Find matching fabrics, paints, and materials with a color match tool.

22. Get even more curb appeal by sanding down and painting rusted railings.

23. Consider these useful tips for upgrading your bathroom.

24. Cover door scuffs and prevent new damage with a metal kick plate.

25. Add adhesive mirrored tiles to the underside or top of your cabinets to subtly reflect light and make your space look brighter.


The Do's & Don'ts of Listing Photos

When you’re preparing to put your house on the market, you are probably already aware that most of the first impressions made on potential buyers will be via your listing photos. It is important to take the time and make sure you are taking photos that will attract those buyers, not send them running. Here are some do’s and don’ts to help you make the best of your listing photos and get the attention you want it to have.


  • Make your house look welcoming. A warm entryway and open front door will set the tone for the rest of your images. 

  • Consider other perspectives. If you have access to an aerial photographer, having a bird’s eye view photo will help show off your property if you’ve got a great location.

  • Capture the best part

    • ts of your home. While you may think skipping certain rooms is the norm, it is better to show off what it is that makes you love your home. Do you have a beautiful garage? Make sure you get great photos of it!

    • Stage your rooms. Make sure potential buyers can see how great your space can be so they can picture themselves in it.

    • Show off the view - if you have one. If you’ve got a beautiful porch where you love to have your morning coffee because of the tree li

      • ne, make sure you get a photo of that.

      • Take a curb shot. A buyer will want to know what to expect when they pull up to your home, so make sure there aren’t any surprises.


      • Try to get creative with angles. Real estate photography isn’t the time to try out new angles. Your clients will want to know what the home actually looks like, and making it look like there is a landslide with an artsy angle won’t help sell your home.

      • Use a fisheye lens. Extreme fisheye lenses can actually make your home and the rooms inside look smaller, and the distorted images can leave a bad taste in a potential buyer’s mouth.

      • Snag selfies while you’re photographing rooms. Buyers don’t want to see you in listing photos. Make sure you avoid angles that put your full reflection in any photo you use to list your home.

      • Capture the everyday mess of life. While in most cases it is important to show reality, this is the one case where it is key to not capture what your home actually looks like on a day to day basis. Your home should be clean and organized when listing photos are taken because potential buyers may have a hard time picturing themselves living in your home if they can’t look past the mess.

      • Show of your furry children. While there are plenty of pet lovers out there, featuring your pups or kittens will often detract from what your home looks like and lead clients to worry about potential pet damage or smells.







Design Trends for 2021


It is hard to believe that 2020 is a little over 100 days away. With a new year approaching quickly, now is the time to start thinking about how you want to update your space in 2021. If you’re wondering how the design trends are looking for the new year, here is a great place to start!

Less Is More

After Marie Kondo took over last year, there is no surprise that the idea of ‘less is more’ is trending in the decor space. Take the time to check each space in your home and ensure your decor is intentional. Make sure all of your belongings have a place and that they all serve a purpose.

Scandinavian and Japanese style

Both cultures celebrate minimalism while also encouraging functionality. With white shades dominating spaces in this style, you will also find natural woods and materials in large spaces that are open and bright. 


One of the most marked trends in interior design is focused on the personalization of your space. Take into account what you already love when creating spaces in your home without worrying about what others consider stylish or up-to-date. Let your creativity shine through your space.

A Touch of Color

Neutrals are great in most settings, but a pop of color allows you to add personality to your space. Yellow shades add warmth while blue shades give a sharpness and can be used to enhance certain elements of a room. If you want to introduce a little color, use colors inspired by nature.




Boost The mood Of Your Space

If you're still working from home, you may be feeeling down about your current space. While wokring from home can be fun, it is important to make sure your space keeps you motivated. The best way to do that is to change up your style!

Here are some of the easiest ways to boost the mood of your space.

If you’re working at home, it is easy to get distracted by your typical home responsibilities since they are now right in front of your face. To stay focused on work, try designating different areas for certain activities. By assigning specific areas for fitness, work and leisure, you will have an easier time letting your brain and body know what you should be focusing on.

Try Some Color

Adding an accent wall, or even painting a whole room, is one of the easiest ways to immediately boost the mood of a room. Consider adding a feature wall with a pop of color or lighting up the space where you work during the day. If you’re not ready to commit to painting your walls you can use accessories like throw pillows, curtains, or artwork to bring color into your space.


Spending more time at home can make a space thome can make a space that didn’t seem cramped before feel overwhelming.

If you’re working at home, it is easy to get distracted by your typical home responsibilities since they are now right in front of your face. To stay focused on work, try designating different areas for certain activities. By assigning specific areas for fitness, work and leisure, you will have an easier time letting your brain and body know what you should be focusing on.

Try Some Color

Adding an accent wall, or even painting a whole room, is one of the easiest ways to immediately boost the mood of a room. Consider adding a feature wall with a pop of color or lighting up the space where you work during the day. If you’re not ready to commit to painting your walls you can use accessories like throw pillows, curtains, or artwork to bring color into your space.


Spending more time at home can make a space that didn’t seem cramped before feel overwhelming. There’s no better way to bring harmony to your space than decluttering. While having a clean, decluttered space is aesthetically pleasing, it can also reduce your stress and help you stay focused on work instead of worrying about all the clutter in your field of vision during the day.

Try a Digital Detox

Staying informed is important, and many jobs require technology, but cutting down on screen time can greatly impact how you feel in your space. To reduce screen dependence, set up manageable boundaries based on time or place. Designate phone-free times or remove tech devices from your bedroom for a daily reset.

Lighten Up

If your home is now your office,you can now control the light conditions of your workday. Natural light is one of the best ways to literally and figuratively lighten up a space. Try positioning your desk near a window and keep drapes and shades open during the daytime. You can also add reflective surfaces to enhance the light in dark rooms.


Prevent Cold Weather Falls On Your Property

Prevent Cold Weather Falls On Your Property


Winter is coming which means an increased risk of ice on your property. While bad weather can be inevitable, decreasing fall risk at your home can help. Here are a few ways to just do that:


The first step to preventing your own falls start indoors. Preparing your entryways can help! Try placing skid-resistant door mats near entrances to dry your footwear. Make sure you check the bottoms of your feet each time you enter the home, and clean off the accumulated ice, snow or water. Keeping your floors as dry as possible is another great way to prepare your home.


To start, you will need adequate supplies of salt and sand. Clear your walkways and treat outdoor surfaces to prevent falls. Wooden porches, decks or steps can become especially slick in winter. Be sure to shovel and treat pathways with salt or sand immediately after storms. Prevent dangerous ice buildup by clearing sidewalks before snow is compacted by footsteps or melts and refreezes. Salt lowers the freezing point of water and can be spread on sidewalks or driveways to keep them from getting icy, or to help melt away ice that has already formed. Sand doesn’t melt ice but is applied to icy walkways to provide traction. If you don’t have sand on hand, other abrasive materials such as kitty litter, saw dust and wood ashes can be used to create traction on icy walkways. You will want to adjust downspouts to drive water away from pathways - it doesn’t take long for pooling water to become icy patches.


How To Save By Getting Rid Of The Excess

 If you're getting ready to move, whether you are trying to sell your home or you've already purchased a new one, one of the first things that tends to cause stress in the process is the fear of packing all your stuff. Whether you've been in your current space for a few months or several years, you've probably accumulated plenty of things you use and love, and even more items you haven't touch since you brought them home. Now is the perfect time to purge those items and start fresh in your new home with intentional decor and less clutter. Here are some of the things you will save when you let them go.

Save Time

Instead of waiting until you are ready to move, start sorting through your items now. Sell, donate, or trash the items that you have decided don't have a place in your future home. When you're readt to pack up for your move, you'll save so much time because you will have less to pack( and unpack).

Save Money

Maybe some of the stuff you're considering letting go of is worth something. If that is the case consider having a garage sale or selling your clothes to resale boutiques in your area. Donate or dispose of whatever you don't sell. Not only can you make money, but you can save money by moving less stuff. You may be able to fit what you love into a smaller moving truck if you get rid of those items that have gone unused for years!

Save Energy

Sometimes items can take up a graet deal of emotional energy. It is often in our nature to cling to things that may have meant something in our past, but have no place in our future. Get rid of that baggage and create an intentional environment with positive energy in your new home.

Save Space

Instead of taking the clutter from your current place into your new home, save space by getting rid of it now. Open spaces in your new home will bring you peace of mind and joy.


Signs You Might Need Roof Repairs

 Your roof is a critical part of your home. Protecting you from the elements all year round, your roof takes the brunt of any weather that comes through your town. That exposure every single day can lead to wear and tear, and sometimes that can lead to issues that need repair. It isn't always obvious when your roof needs a fix, but here are some indicators that it may be time to call a roofer!

1. It looks Worn

It might seem obvious, but if your roof looks bad, that might indicate it needs a repair. When your shingles appear damp and worn, it means they're holding moisture and no longer fully able to do their job. If the shingles are cracked or curling up at the corners, they are at a point that they may fall out and will need to be fixed or replaced.

2. You Have A Leak

Do you have any ceiling wet stains? Though you may not notice them at first, wet spots can be the first indicator that precipitations are leaking through your roof! You will want to get this fixed as soon as you notice it to prevent further water damage to your house interior.

3. The Roof Is Sagging

The roof isn't in a straight line, it is sagging. This means it is definately time to call a roofing company because serious structural damage can occur if sagging is not remedied.

4. You Can See The Light

This is the one time you do not want to see the light- and that is when you are looking up at your roof. If light can penetrate your roof, so can plenty of other things. If you have any light leaks, get the cracl filled as soon as possible.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.